RE: The counterfeit chain
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In many places, cash is the go to for two main reasons - the gateways for cards can be expensive. Cash doesn't always end up taxed. In some places where there has been a history of needing to hide wealth (like Germany), cash still has a lot of support, but it is changing.
Personally, I don't like cards - but that is more about who issues and owns the cards , than the cards themselves. Also, cards tend to lead to more spending as there is no "feel" for what is being spent.
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I can appreciate those sentiments. It's more of a convenience thing for me. Plus whenever I have cash in my wallet my wife always finds something she needs it for.