RE: Time to web 3
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I certainly do hope that you're right, but I also remember people saying the same thing about Steem. I feel like almost every other post back then was a post saying that if you had 5000 - 10000 Steem you would be set for life in the future.
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THe amount depends on so many factors, but I still think someone with 10,000 HIVE will do okay - in time :) Most people see "the future" a year or two down the track - if you think that most people work 45 years until retirement, that should give a better resolution on what "early retirement" is. For example, if I can retire (I like working but let's say) at 55, I am doing okay - that is another 13 years away :)