RE: Buy Now Pay Later (BNPL) - the revolutionary new industry standard that may replace credit cards

I think these buy now pay later actions are bad. My thoughts are that if you don't have the money, you shouldn't buy it at all.

I've seen l people buy stuff they couldn't afford now. But the future is uncertain, so who knows if you can still pay it later on?
I also know examples of people that bought expensive things like TV's and smartphones that got broken even before they were paid off. Those people had to buy new thing before they paid off their old ones.
You could easily get into problems if you're not careful enough.

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