RE: Fomulating Budget Plan - Reverse Math Theory

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40-40-20 is doable. Unfortunately, it's not for me. Most of the time 100% is for the bills and expenses. 🤣 20% for myself every month is hard to do, even the 40% savings. The sad reality of my life. But I'm targeting to start doing this by next year. Hopefully. 🙏



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Haha pinakita na ni world sayo yung reality recently diba? Its always good may target goal. Hehe good luck @kneelyrac! 🤙

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