Planting a financial decision that helped me
I have vowed never to be a debtor, being indebted is one thing that destroys financial life. I made this resolution two years ago. Owing is not a crime, but to me, it is a big downfall. Many years ago, as a student, I needed money to be keep up with my schooling activities, such as school fees, feeding and all of these., etc.
Then there was a woman who was selling some food items around in my street then, we were very close, things were pretty rough then, and she would also be like son, my child, always come a pick some foodstuff. When your parents send you some money, you can always redeem your debits.
Cool, but I didn't like the idea behind it, I feel shy, I'm just that type, I wasn't comfortable with the idea of owning her. Even though she had granted me the consent to buy on credit.
I always believe that if I am free from debt; that I am financially free. This decision is one of the biggest financial decisions I have made. When I used to own and borrow, I realized I wasn't saving; it seems my life started depending on it so much that, one can tell how my financial life was going to end if I had not stopped.
Today that decision, is paying me in many ways, people don't run after me for their money anymore, I moved on the road freely. Saving habits came into my life. Most importantly, I can task myself, set a financial target for myself because I know when the calls for it, and I don't have the financial availability I won't be able to ask favour in form of loan or some sorts of that immunity from anyone.
Even then, I knew that after, education I would be needing some cash to start up myself and other little things. Before, I started seeking for jobs, so I had deprived myself of some other things to make sure I get my targets.
All these weren't any easier, more specially as a student, expected to leave with good grades. But I didn't see it as anything that was harming me because I know to make perceived financial, breakthrough, must be back with financial decision.
I am the must happiest person today, that life I started living at the early stages of my life, is greatly helpful to me, without minimizing words. Being free from any form of indebted life is the best thing.
My life is as free as anything, I managed my life, Carter for my kids, and leave the rest I can't do for the moment. But whatever that will make me go borrowing, I don't wish that for myself, God knows, I don't like it, and he shouldn't bring it to my way.
There is nothing as sweet as it, me waking up in the morning, feeling myself, and the environment at peace. Have all I can, and invest what I have, keep to my lane. Make some profits, and reinvest, no need for borrowing, I don't intend to build a skyscraper.
And I don't have any issues with anyone who wants to; hence I'm at peace, nothing not poor, not begging, I'm hustling, for me, that's enough. If a Skyscraper should be added fine, God knows why, but the point I'm making is that, I am free because of that decision I made.
It wasn't easy, but I understood the importance to me, sometimes life requires you skew yourself to beat your greatest fear, when I started the journey, of my decision; bills upon bills come my way.
Everything around me requires money then, before I could make a move. That's why some kind of spirituality should be embedded in us, significant, no matter your religion, be a bit of it. And hustle, like you don't have hope.
If my decision was just a mere saying one, I would still be where I was now, I took the decision and stood by my own decision, after all; it is not a decision to kill or do any illegal thing. And today I am the must happiest person to had chosen that decision.
And if I had acted differently, or I'm acting different, I will never be happy with myself, and my life.
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