RE: A Perfect Mess
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The current system was setup decades ago, with the idea this perpetual debt-based fiat debacle could continue to infinity under the presumption that our economies would grow forever. Now a combination of finite physical resources and enormous debt loads are holding back any real growth, and the system is bursting at the seams.
Yes, the wealth has centralized into the hands of the few, by design since the 2008 financial crisis. Now they can use that wealth purchase the world and put everyone into slavery, but I think a growing minority within the population will get fed up with the BS and switch into the only viable alternative that offers freedom - crypto. Well, some may use precious metals, but that won't gain traction with the younger generations.
But, who holds that finite resource? Not the average person. Those that do have used the debt model to commandeer everything of value.