RE: Replacement Theory
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I think a lot of this doesn't matter as much if we can get to a point where the pursuit of wealth or more specifically money isn't the top priority. As in Star Trek, an near utopia where the pursuit of knowledge is valued over income would be awesome. I know that is never going to be the case.. I'm actually a bit happy that I will likely be able to retire before much of this impacts me. For the future generations though...
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As people have pointed out before - Star Trek was a communist system :)
I don't think I will get there in time, unless crypto comes home. For my daughter, I worry a lot :/
Maybe that isn't a bad thing... They seemed to be pretty happy and everyone got taken care of.